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Dell Senior Credit Advisor in Bucharest, Romania

Senior Credit Advisor

As an ambitious organization with operations around the world, we take credit risk very seriously. Our Credit professionals manage the exposure that comes with banking and financial services activities. It’s about getting credit policies, processes, systems, targets and strategies in place. And it’s about making sure they are heard, understood and followed. Along the way, our team analyzes and interprets financial status to evaluate risk and establish credit limits. They set policies and develop systems to control and monitor assets in terms of risk. Dedicated to continuous improvement, they constantly explore ways to improve credit processes. They always find the right balance between the need for control and the drive for high productivity.

Join us as a Senior Credit Advisor on our Credit Risk team in Bucharest to do the best work of your career and make a profound social impact.

What you’ll achieve

As a Senior Credit Advisor you will be in charge with providing analysis and interpretation of the customers’ financial condition for proper evaluation of risk and the recommendation of proper credit limits. There will be a strong interaction with sales and the operations teams

Ultimately, you are responsible for developing, recommending and implementing policies and procedures for investigating and evaluating new and existing customer creditworthiness and extending or revoking credit lines/limits.

You will:

  • Ensure the highest standard of credit quality through the structure, monitoring and control of credit proposals

  • Ensure that credit standards are maintained through adherence to credit policy and procedures

  • Prepares formal credit reviews/write-ups and renders credit applications on new and existing accounts

  • Conduct and present regular portfolio updates to the Chief Credit Officer for EMEA

  • Provides support for the EMEA credit function in terms of any ad hoc testing, reporting or training requirements which may arise

Take the first step towards your dream career

Every Dell Technologies team member brings something unique to the table. Here’s what we are looking for with this role:

Essential Requirements

  • A minimum of five years’ experience and a proven track record with a credit analysis / underwriting background, preferably in a leasing or banking environment.

  • Excellent financial analysis and credit underwriting skills combined with a strong business and industry awareness.

  • Proficient language skills - competence in English necessary. Competency is other European languages would be an advantage.

  • Proven analytical and problem solving skills, Flexible and capable of working on multiple tasks/projects concurrently.

  • Experienced in fraud risk detection and / or problem loan workout would be an advantage.

Desirable Requirements

  • Degree preferably in economics/finance/business or other relevant discipline, and/or equivalent professional qualification.

Here’s our story; now tell us yours

Dell Technologies helps organizations and individuals build a brighter digital tomorrow. Our company is made up of more than 150,000 people, located in over 180 locations around the world. We’re proud to be a diverse and inclusive team and have an endless passion for our mission to drive human progress.

What’s most important to us is that you are respected, feel like you can be yourself and have the opportunity to do the best work of your life -- while still having a life. We offer excellent benefits, bonus programs, flexible work arrangements, a variety of career development opportunities, employee resource groups, and much more.

We started with computers, but we didn’t stop there. We are helping customers move into the future with multi-cloud, AI and machine learning through the most innovative technology and services portfolio for the data era. Join us and become a part of what’s next in technology, starting today.

You can also learn more about us by reading our latest Diversity and Inclusion Report and our plan to make the world a better place by 2030 here (https://jobs.dell.com/diversity-and-inclusion) .

Dell is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Dell are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Dell will not tolerate discrimination or harassment based on any of these characteristics. Dell encourages applicants of all ages. Read the full Employment Opportunity Policy here (https://jobs.dell.com/equal-employment-opportunity-policy) .

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