Dell Credit Underwriter Senior Advisor - Dell Financial Services in Dublin, Ireland
Senior Credit Underwriter, Dublin – Dell Financial Services
Headquartered in Round Rock, Texas, Dell Technologies is a premier provider of products and services required by customers worldwide to build their information-technology and internet infrastructures. The group has a turnover of approximately $90bn and employs in excess of 150,000 people globally. Through our wholly-owned subsidiary, Dell Financial Services, we provide financing solutions for Dell EMC customers across EMEA.
Dell is a collective of customer-obsessed, industry-leading visionaries. At our core is a commitment to diversity, sustainability and our communities. We offer unparalleled growth and development opportunities for our team members. We believe that technology is essential for driving human progress, and we’re committed to providing that technology to people and organizations everywhere, so they can transform the way they work and live.
Join us as a Senior Credit Underwriter on our Dell Financial Services Credit team in Dublin, Ireland to do the best work of your career and make a profound social impact.
Dell provides end-to-end solutions that enable more affordable and accessible technology around the world, empowering people everywhere to do more. You will be part of a collaborative team that believes in honest communication, shares creativity and welcomes different perspectives. There is a winning culture built on a platform of integrity and a spirit of innovation. We will also provide the mentoring, training and opportunities for you to fulfil your ambitions and potential.
What you’ll achieve
In conjunction with the Dell Global Credit Function, the Underwriter will be tasked with supporting the DFS growth agenda in EMEA in a prudent manner consistent with the business strategy, policies and procedures.
Ensure the highest standard of credit quality through the structure, monitoring and control of credit proposals.
Ensure that credit standards are maintained through adherence to credit policy and procedures.
Provide assessment, analysis and interpretation of the customers’ financial condition for proper evaluation of risk and the recommendation of proper credit limits.
Prepare formal credit reviews/write-ups and renders credit decisions on new and existing accounts within approved authority limits.
Conduct and present regular portfolio updates to the Chief Credit Officer for EMEA.
Maintain a strong working relationship with Sales and Operations.
Provide support for the EMEA credit function in terms of any ad hoc testing, reporting or training requirements which may arise.
Serve as key liaison with contacts within other departments, customers and third parties to obtain necessary credit information and documentation
Take the first step towards your dream career
Every Dell Technologies team member brings something unique to the table. Here’s what we are looking for with this role:
A minimum of five years’ experience and a proven track record with a credit analysis / underwriting background in a leasing or banking environment.
Excellent financial analysis and credit underwriting skills combined with a strong business and industry awareness.
Proven analytical and problem solving skills.
Flexible and capable of working on multiple tasks/projects concurrently.
Degree in economics/finance/business or other relevant discipline, and/or equivalent professional qualification.
Strong understanding of lending best practice, policies and procedures
European and Middle East languages an advantage
Experience in loan work-out would be an advantage
Here’s our story; now tell us yours
Dell Technologies helps organizations and individuals build a brighter digital tomorrow. Our company is made up of more than 150,000 people, located in over 180 locations around the world. We’re proud to be a diverse and inclusive team and have an endless passion for our mission to drive human progress.
What’s most important to us is that you are respected, feel like you can be yourself and have the opportunity to do the best work of your life -- while still having a life. We offer excellent benefits, bonus programs, flexible work arrangements, a variety of career development opportunities, employee resource groups, and much more.
We started with computers, but we didn’t stop there. We are helping customers move into the future with multi-cloud, AI and machine learning through the most innovative technology and services portfolio for the data era. Join us and become a part of what’s next in technology, starting today.
You can also learn more about us by reading our latest Diversity and Inclusion Report and our plan to make the world a better place by 2030 here (https://jobs.dell.com/diversity-and-inclusion) .
Application closing date: 31st January 2021
Dell is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Dell are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Dell will not tolerate discrimination or harassment based on any of these characteristics. Dell encourages applicants of all ages. Read the full Employment Opportunity Policy here (https://jobs.dell.com/equal-employment-opportunity-policy) .